Difficulties accessing credit for seniors

The elderly represent the segment of the population most negatively affected by digital developments over the past ten years. While they already face restrictions on access to credit from banking organizations, they also have to fight against a digital exclusion that blocks their access to new online credit solutions.   Seniors, a population with little…

Consumer loans: types and functions

Consumer lending is currently the most common program in the vast majority of banking organizations in the Russian Federation. It is represented by a number of variants and can be implemented under different conditions. For those who apply for consumer credit, these services are very important. After all, for different amounts and goals there are…